![]() This list of consumer reporting agencies will tell you which specialty reporting companies will provide a free copy of their report about you - and how you can get it. Skip to main content An official website of the United States government Here’s how you know. See how to place a credit freeze to prevent identity theft. It’s important to know what’s in your specialty reports, especially if you are applying for a job, trying to rent an apartment, applying for a checking account, or buying property or health insurance. Get a free copy of your credit report and fix errors. They may also include other information from public records such as tax liens, civil suits, and bankruptcy. “Specialty” consumer reporting agencies collect and sell reports about your personal information like your work history, rent payments, banking, loans, insurance, and criminal background. Learn about medical debt and your credit report on our Medical Debt page. Place a fraud alert or freeze on your credit report The FTC enforces federal consumer protection laws that prevent fraud, deception and unfair business practices. Please send your story ideas or comments to. For more help or information, go to or call the FDIC toll-free at 1-877-ASK-FDIC (1-87). Federal Trade Commission (FTC): Credit Scores. The Federal Trade Commission (FTC) is the United States Government watchdog against consumer fraud and abuses. Federal Reserve: Credit Reports and Credit Scores. You have a right to get a copy of your credit report for free every 3 months. If youve ever applied for credit or a loan, there will be a credit report about you. Read about the scams fake sites are running on the FTC's Consumer Alert page. Get your credit score and report for free. Read more about your right to a free credit report on the Federal Trade Commission’s website. Refer to any of the following websites for a free copy of your credit report, offered to you once every 12 months. Don’t reply to pop-up ads or emails about free credit reports Don't get scammed!Īre you looking at a website that says you will get a free credit report, but you have to pay a fee or pay for a subscription to get your free credit report? That's a scam site.Ĭredit reports from the three credit bureaus (Equifax, Experian and TransUnion) are free once every 12 months through. ![]() Don’t be tricked by fake sitesĪ lot of scam companies are trying to take your hard-earned money. This is available through December 31, 2023. So, we’ve made it easy to fix any errors. If banks and lenders have the wrong info, it’ll be wrong in your credit file. ![]() We tell you why you got your credit score, what’s affecting it, and how to improve. can get a free credit report each week from all three national credit reporting agencies (Equifax, Experian and TransUnion) at . We make it easy to understand all the info in your credit file, so you know where you stand. Here is my understanding of it: If you have a credit card with a balance of 1000, and your APR (Annual Percentage Rate) on that credit card is 10, then all things being equal (meaning no. Because of the COVID-19 pandemic, everyone in the U.S. ![]()
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